e Wallet ICICI Bank | ICICI Pockets| UPI ICICI Bank App
In the modern era, people are very much accustomed with the facebook and one cannot expect anything better than using the banking through the facebook. The Industrial Credit and investment Corporation of India Bank (ICICI) has come up with the pocket facilities which are making the banking facilities more convenient and easier. With easy and convenient way people are getting more used to the banking facilities. With more banking facilities people are keeping the money in a secure way.
Features of ICICI pockets
- ICICI pocket is a mobile app. You simply download the app like other apps you have on your device and start using it anytime from anywhere just like other social network sites.
- ICICI pocket does not require minimum balance. One can use the wallet with zero balance as well. There will not be any penalty for this.
- There is instant money transfer option. One does not need to wait for the banking hours or to visit banks for money transfer. They can easily transfer the money anytime.
- There is a chat option through which the customer or user can directly talk to the customer service executive for any issues customers are facing.
- Also the ICICI pocket features include heavy discounts and offers on online shopping using ICICI pocket wallet app.
Benefits of ICICI pockets
Here are some of the benefits that will suggest you the benefits of the pocket facilities provided by the ICICI bank. The benefits are listed in the points given below:
- Transferring money to friends – The account user can easily transfer their amounts from their account to someone else’s account. Therefore one needs not to go to the banks to have transferring facilities.
- Quick paying facilities – The paying facilities are very quick. So, one can easily pay the amount for the services easily by using the pocket facilities.
- Mobile recharging – One can easily recharge their prepaid mobiles from the account by using the pocket facilities. Therefore, one would not have to find the recharging stores to recharge their phones when needed.
- Bank movie tickets – With such facilities you need to have to visit the theater to avail the tickets. Rather you can avail the tickets from the pockets that are provided by the ICICI bank. Therefore from the facebook one can have their tickets and also for the friends.
- Tracking facilities – You can also track your account by using the pockets and thereby you can know all the updates about the accounts through the facebook.
Offers and discounts
The offers and discounts that are expected by the users of pockets users of ICICI bank are mentioned in the table given below:
| FACILITIES | CASHBACK |
| Pay at stores | 20% |
| Pizza hut | 25% |
| Bigbasket | 25% |
| Myntra | 15% |
| Prepaid mobile recharge | 10% |
| Book myshow | Rs 100 |
Fees of ICICI Pocket for Saving Accounts
| Saving Account | Charges and Fees |
| Debit Card | Rs. 150/- per year |
| Cheque book |
Free (1st 10 pages)
Rs. 20/- (Next 10 pages) |
| ATM transaction (For other Banks) |
Free (for 3 transactions in metro cities, for 5 for all the cities in a month)
Rs. 20/- after the limit for financial transaction RS. 8.50/- after the limit for non-financial transaction |
| ATM transaction (For ICICI banks) |
Free (for 5 transactions every month)
Rs. 20/- after the limit for financial transaction Rs. 8.50/- after the limit for non-financial transaction |
| SMS | Free |
| Minimum Balance Charges | Free |
Conclusion
The use of pockets has made user to handle their account even when they are chatting with their friends through the facebook. Thus it has been a essential step by the ICICI bank for its users.
| Wallet | ICICI Pocket |
| Type | Mobile App |
| Bank | ICICI bank |
| Account Type | Saving Account |
| Interest Rate | 4% per year |
| Minimum Balance | None |
| ATM Card Type | Yes |
| Card Type | Customized Debit Card with exclusive discount offers |
| Eligible Age | 18+ |
| Citizenship | India |
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